Carly received a car title loan in San Antonio last year and agreed to share her loan story with us. As a single late twenty-something woman in San Antonio, you’d think finding Mr. Right wouldn’t be too difficult. San Antonio is a major city with a lot of young up-and-coming single men, but darn it if finding someone I want to settle down with wasn’t one of the more difficult things I’ve ever done — and I have a Masters in Organic Chemistry!
A year ago I needed a break from my job, from my family, from my life really. I was in the deepest longest rut in my life and something needed to change. I needed a vacation and I needed it right now. I won’t bore you with the first-world problem tragedy of my situation. Simply put, I needed to shake things up. Unfortunately my checking account wasn’t complying with my need for a life change.
What was a single twenty-something woman with a need to reshape her life’s destiny to do?
I Used My Car’s Title for Cash
I took the one financial asset I had in my name – my car – and used it as collateral for a loan. I went to 1800loanstore and applied for a title loan using their online title loan application.
They aren’t a lender, they are a service helping people who want to borrow money find the best title loan deals available. It literally took less than 40 minutes to apply and speak to the representatives on the phone to sort out all the details about the loan. I was able to get a payment plan fitting for my monthly budget and more than enough money to have a fun filled week skiing in Colorado.
I picked up the money for my loan the very next day!
What Did I Say About Mr. Right?
In Colorado I was the perfect snow bunny, tearing up the slopes during the day and charming the lads in the lodge at night. This is where I met Ben. Ben from Fort Worth!
I guess my problem with finding Mr. Right in San Antonio was he had failed to move from Fort Worth and I had to meet him in Colorado! He has since apologized for his failure to be in the right place but I forgave him.
I do sometimes wonder what would have happened if I hadn’t taken a vacation using the money I borrowed with my car title. Would I have found Ben? I shudder to think of that ‘what-if’ future.