It might come as a surprise, but a bank or credit union isn’t the only option if you need a fast loan. These financial institutions lend money on a daily basis, so it’s understandable why you might think of these when you’re in a tight spot. However, alternative lenders offer fast cash loans online — a unique, one-of-a-kind service that can truly put quick money in your pocket with no hassles. You can get a free no-obligation quote in just a few minutes.
Get Cash Now with a Simple Application
If you don’t know much about alternative lending, and if you’ve never applied for these loans, you might be hesitant to give our service a try. But if you submit your application and experience our amazing loans for yourself, you’ll realize we’re one of the best ways to get cash on short notice.
But you might be thinking, why skip a bank when you need a fast cash loan?
To answer this question, you need to understand the differences between a bank and alternative lenders. Additionally, you need to know the benefits of getting fast cash loans online.
If you’ve applied for a mortgage, an auto loan, a line of credit or a personal loan, you know firsthand that banks don’t accept every applicant. Only a percentage of applicants get the green light for a loan.
It doesn’t matter if you have a savings account or a checking account with the bank, or if you’ve been a long-time customer. When it comes to getting financing, credit rules. And unfortunately, if you’ve made a few credit mistakes in your past, most banks aren’t going to give you the time of day. They might accept your application and the loan officer might try and get your application through underwriting. But at the end of the day, if you don’t meet the bank’s credit requirements, you can’t get cash.
It’s a completely different scenario when you apply for fast cash loans online through an alternative lender. Our loans do not involve a credit check. And because there’s no credit application your chances of getting approved are much higher than working with another type of lender. You may think your situation is hopeless if you have a terrible credit score, but we’re here to give hope and help you through tough times.
Bad Credit Doesn’t Prevent a Fast Cash Loan
Fast cash loans online are designed for everyone. Your credit can be non-existent or terrible — you won’t be turned away or treated unfairly. Our fantastic fast loans are also available to people with good credit. It’s one of the best ways for anyone to get money without dealing with a bank.
Another question you might ask is: what can I do with a fast cash loan online. Well, there’s no wrong or right answer to this question. You can do whatever you want with the money. We work with all types of people who experience different situations and have different needs. Some common uses for fast cash loans online might include:
- Plan a trip to Europe or visit another country
- Update your bathroom and kitchen to give your home a fresh look
- Pay for college tuition so your kid can avoid costly student loan debt
Our goal is to provide a loan that’s within your reach, and one that can boost your bank account. Everyone experiences financial problems from time to time, and we all have basic financial needs. Unfortunately, we don’t always have cashflow to build our savings accounts. Fast cash loans online are designed specifically for people in this situation. These loans aren’t only for a select few — everyone can benefit. If you need cash, it only takes one application to get started.
Get Immediate Cash in 24 Hours
No credit check isn’t the only reason to skip the bank and use 1800LoanStore for a fast cash loan online. When you apply through our service, you can get cash in 24 hours or less. This might be hard to believe. Banks don’t work this fast. They are inundated with loan applications. Therefore, if you were to submit an application on a Monday morning, a loan officer might not look at your application until two or three days later. And if you’re fortunate enough to get approved, it can take seven to 10 days to get a check.
The benefits of fast cash loans online don’t stop here. These loans are super convenient. We know you’re busy. Between work and your family you don’t have time to go to the bank. We understand your situation. This is why you can complete an application from your home computer or work computer anytime of the day. This convenient feature makes it easier to apply for cash. Plus, the application doesn’t require a lot of information.
It’s frustrating to complete an application that’s two or three pages long — who has time for this hassle? From start to finish, our entire loan process is streamlined. You don’t have to stand in line at the bank and there’s no lengthy underwriting process.
Additionally, fast cash loans online with an alternative lender has flexible income requirements. Your income is just as important as your credit when applying for a loan with a bank or credit union. Not only will we skip the credit check, we accept all types of income to make the process easier. For that matter, your income can come from a variety of sources. When approving a loan application, some banks may only consider income earned from your employer. But we look at the big picture and factor in all your income, no matter the source.
If you receive alimony, child support, unemployment or disability, you can get approved for a fast cash loan online. As a matter of fact, we even offer fast cash loans to people who own their own businesses. We cater to all types of people, and if you want to boost your bank account and work with an accommodating lender, we’re the best choice for your situation.
Customizable, Flexible Fast Cash Loans
We are available anytime of the day. Give us a call and let us customize your fast cash loan online. With any type of loan, it’s important to get affordable terms. You might have an urgent need, but you shouldn’t get a loan that’s going to make your life harder than it has to be. This is why we have customizable repayment plans.
This isn’t a one-size-fits-all loan. We look at your circumstances and then create a loan with your best interest in mind. When you speak with a loan rep, he or she will ask questions to get an idea of what you can afford. You can choose a repayment term you’re comfortable with. And as you’ll see, there are a variety of terms to choose between.
We have customers who get fast cash loans online with a repayment plan of six months, 12 months or 24 months. We also have customers who pay off their loans over three or four years. It really depends on your circumstances.
Even if you start off with a short-term or a long-term, there’s always the freedom and flexibility to modify your term at any time. For example, you might choose a six-month term and then realize you need a lower payment. No problem. Give us a call and we’ll restructure the loan payments. Likewise, if you choose a term that’s two or three years, there’s always the option to pay off your loan early with no penalty.
Fast cash loans online also feature low interest rates. If you know anything about loans, you know a low interest rate is super important. The advantages of a low rate include:
- Pay less interest over the life of the loan
- A low rate results in affordable payments
- Cheaper rates increase borrowing power
Our rates are comparable to the rates you’ll find at a bank or credit union, which is good news if you’re looking for an affordable loan and want the lowest monthly payment possible.
Fast cash loans online are also a better option than a bank because you can get loans with no collateral and no cosigner. This might be hard to digest, especially if you have a low credit score or no credit history. But again, our loans are completely different from traditional loans. We’re changing the lending industry for the better, and we put our loans within everyone’s grasp.
Stop Panicking and Take Action
Sitting around worrying about your financial situation isn’t going to help anything. If anything, fear and panic can make your situation worse. Fear is paralyzing, and when you’re afraid it’s hard to take action and find a solution to your problems. But if you believe there’s a doable solution that can quickly put cash in your bank account, you’re more likely to handle your problems with ease. Rather than think there’s no way from out of a deep financial hole, learn your options and discover why alternative lending is a better choice.
Getting fast cash loans online is easier than you might think. In fact, it doesn’t take much to qualify for these loans. Because this is a simple, fast financing solution, you can get approved with minimum requirements.
Unfortunately, these loans aren’t available to minors. You have to be at least 18 years old. You need to provide identification confirming your age, as well as a few references. But don’t worry, we’re not going to contact your family or friends or let them know you’re borrowing cash. This is a 100% discreet and private lending service. We completely understand if you don’t want to invite others into your personal finances. This is why our loans don’t require a cosigner.
Unlike a personal bank loan, you don’t have to pledge collateral when you apply for fast cash loans online through our service. The only exception is if you’re applying for a title loan, which does require a free and clear car title as collateral. Other than that, your income is all you need to get your foot in the door and get cash in your hands.
If you have financial problems, this is one headache that won’t go away on its own. There’s a way out of the problem, but the solution may not come on its own. You have to take action. Fast cash loans online is the number one way to get money when you need it most. Our service is available 24 hours a day, seven days a week. You can complete your application during the week or on the weekends, it doesn’t matter. Just know we’re here when you need us and we won’t let you down.
Fast Cash Loans Online: Better Than Any Bank
For many people, a bank or credit union is their number one choice when they need cash. But we’re here to let you know there’s a better way. A bank might have a lot of resources and the ability to provide sizable loans, but they don’t always offer the best terms or the features you need. Also, banks don’t always accommodate applicants who have bad credit or unique income sources.
If you apply with a bank, a loan officer may or may not help you. Therefore, it only makes sense to apply with an alternative lender where you’re guaranteed to get the help you need and deserve.
Most people will deal with a financial hardship at one point or another. Fortunately, with fast cash loans online you can find a solution and move forward with your life. You can’t put a price on peace of mind. Fast cash loans online can lift a huge burden off your shoulders and provide light at the end of the tunnel. If you need cash and you’re running out of options, skip the bank and apply with 1800LoanStore. It’s one of the best decisions you can make for your finances.