You can run from a money problem, but you can’t hide. Life is going to throw us curveballs; and sometimes, these curveballs require going into our pockets and spending money we don’t have.
If you don’t have available cash, you might panic and say, “I need to borrow money with bad credit.”
Help! I Need to Borrow Money With Bad Credit
Fortunately, getting cash with bad credit isn’t nearly as impossible as you might think. It only takes one application to get a free estimate for a no credit personal loan from 1800LoanStore.
Don’t Let Bad Credit Hold You Back
Bad credit can happen to anyone. And sometimes, it’s the result of situations beyond our control.
Even if you’ve always been responsible with your money and you’ve made smart choices, life can spiral downward and you might find yourself short on cash.
Bad credit might be due to a job loss, a divorce, an illness, or maybe you didn’t pay your bills on time because you didn’t fully understood the basics of credit management. Whatever the situation, if you’re thinking “I need to borrow money with bad credit,” rest assured there’s a solution that’s doable and realistic.
Your situation might seem hopeless. But getting a personal loan isn’t overly complicated. There are several options available to you, and we’re here to tell you it’s possible to borrow money with bad credit.
Borrow Cash and Finally Get Ahead
There are several reasons why you might say, “I need to borrow money with bad credit.” For example:
- You need to borrow money to complete your degree and get a better job
- You’re moving and need cash to cover moving expenses
- You want to give your kids a summer vacation they’ll remember
- You want to start your own business and be your own boss
In a perfect world, every person would have enough money in their savings accounts to cover unexpected expenses that pop up. But we don’t live in a perfect world.
The truth is, many people live paycheck to paycheck and they struggle to make ends meet every month.
Not because they’re irresponsible, but because low wages and a higher cost-of-living makes it difficult to get ahead nowadays. Dealing with bad credit on top of all of this creates a unique challenge.
Our lending service is designed to help people in your exact situation. If you go to a bank or credit union and apply for a loan, a loan officer might get your hopes up and say they work with all credit types. But sometimes, they can’t deliver on these promises. This is how we differ.
A bank is an excellent choice if you’re looking for a mortgage loan, a student loan or an auto loan. But if you’re trying to get a personal loan with bad credit, you need to skip the bank and work with a lender that truly accommodates borrowers with all credit types.
If you say to yourself, “I need to borrow money with bad credit,” then you need to work with a lender that has a history of lending money to people with bad credit.
Even if you have the best intentions and a justified need, you can’t change a traditional lender’s loan requirements. These lenders typically prefer candidates with high credit scores, and it only takes one negative item on your credit report to disqualify you. You don’t need this hassle.
Bad Credit? No Problem…
When you apply for a personal loan through us, you are more than a credit score. We’re not gonna prejudge based on your past, and we’re not going to ask personal questions about your credit.
What happened in the past stays in the past — it’s none of our business. We focus on the present and we do everything possible to get our clients fast cash.
There are several options for cash if you have bad credit. For example:
- Borrow money from family or friends
- Sell your personal possessions, such as jewelry, electronics and furniture
- Ask your employer for a job advance
All three of the above options can work, but there’s a downside to each. If you borrow money from your friends and family, it’s like inviting your inner circle into your personal problems.
As an independent adult, you might hate the idea of telling others about your struggles. It’s not because you’re prideful, but because you prefer handling these types of situations yourself.
This might also apply when asking your employer for a pay advance. Although you’re not asking for a loan, but rather getting an advance on earnings owed to you, you might feel uncomfortable hinting about any financial difficulties with your employer.
And if you sell personal possessions to drum up extra cash, you might later regret getting rid of precious jewelry or electronics, especially if you’re unable to get top dollars for these items.
This situation can be difficult and stressful, but if you need to borrow money with bad credit, know there’s a way to get what you need in record time.
Loan Terms You Can LIVE With
If you ever say to yourself, “I need to borrow money with bad credit,” we have exactly what you need. Plus, we offer the lowest loan rates and terms.
With any type of loan, it’s important to get a low rate. This is how you keep your monthly payments affordable.
Some people make the mistake of applying for a loan and only speaking with one lender. This speeds the process. But failing to shop around and compare options pretty much guarantees paying more than necessary.
When you apply for a loan through us, you’ll receive the most favorable loan terms. We have customizable, flexible loans that benefit everyone regardless of their circumstances.
After submitting your application, you’ll speak with a customer service rep who’ll not only explain this process from start to finish, but work one-on-one with you to make sure you receive the absolute best loan terms in the industry. Again, it’s all about affordability.
If you were to apply for a loan at a traditional bank or credit union, you might not find this type of personable treatment.
Types of Bad Credit Loans
We’re commitment to offering a loan service that’s stress-free, simple and convenient. Because we do everything possible to accommodate our customers, we offer a variety of personal loans.
There are different loans for different needs. Depending on your situation, you can choose between one of the following:
- payday loans
- installment loans
- car title loans
- motorcycle title loans and other vehicle title loans
If you don’t know which loan is best for you, our world-class friendly reps can help you decide the best way to proceed.
For example, a payday loan is a great alternative if you need short-term cash and you’re able to repay your loan in the next 14 to 30 days. However, if you need a longer loan term and you don’t have collateral to pledge, an installment loan is the next best option.
Some customers also choose a car title loan, a motorcycle title loan or a boat title loan. These loans are a fantastic alternative if you need a large sum of cash.
With these loans, you can get hundreds or thousands of dollars based on the make, mileage and year of the vehicle. However, vehicle title loans have specific requirements. But don’t worry, it’s nothing you can’t handle.
If you’re thinking about getting a title loan, you need to own the vehicle free and clear. This means no liens. With a title loan, you’re essentially refinancing the vehicle.
You’ll have to schedule a vehicle inspection, and you’ll have to give us the title before you can receive funds.
However, you keep the automobile throughout the entire process, so you’ll always have reliable transportation. Make your loan payments as scheduled, and once we receive your final payment, we’ll mail back your title.
Getting a title loan is much easier than getting a collateral-based loan at a bank or credit union. There’s less paperwork, no credit checks, and in most cases, you can get cash in 24 hours or less.
This is quite different from many traditional loans, which take seven to 10 days to process. If you need cash immediately, you can’t wait this long to get a check.
If your financial situation isn’t good, you might lie awake thinking, “I need to borrow money with bad credit.” We realize your money problems can consume every waking moment of your life.
We’re here to provide a solution and give you peace of mind. We’ve helped thousands of people through tough situations, and we can help you too.
Experience a Better, More Affordable Loan
Our bad credit loans are different from any loan you’ve ever applied for in the past. And one of the best perks — there are no hidden fees. Unlike banks, we don’t nickel and dime our customers.
There are no application fees, no credit report fees and no fees for paying off your loan ahead of schedule. So if you get a loan with a repayment term of 24 months, you can always pay off this loan sooner with no penalty.
This is how we keep our loans affordable and attractive.
Additionally, if you need to borrow money with bad credit, our loan process is discreet and private. Again, you don’t have to drag everyone into your personal problems.
We understand the need for discretion. For that matter, you can apply for a loan via computer in the privacy of your home. We have locations throughout the nation.
Completing your application gets you one step closer to a loan. Our trained customer service reps are available 24 hours a day, seven days a week.
We realize that financial emergencies don’t only occur Monday through Friday. You might need assistance during the evening hours or on the weekends. Someone is always available to answer your questions and process your application.
If you’re constantly saying to yourself, “I need to borrow money with bad credit,” this thought can wake you up in the middle of the night and make you anxious or irritable.
You might lose your appetite and enjoyment for life. Don’t let money control your emotions, especially when there’s an easy way to get a cash loan. Our service is one-of-a-kind.
Once you experience the 1-800LoanStore difference, you’ll use our company for all of your future loan needs, and you’ll recommend us to your family and peers.
Apply Now and Get Fast Cash
You’ve got absolutely nothing to lose by completing your application, but everything to gain. Money problems can’t solve themselves, you have to take action.
Our service is designed to get you fast cash with no questions asked. Think about it, where else can you go and get a no credit check loan and cash in one day or less.
If you’re ready to move forward, complete your application to get started. You have to be at least 18 years old with identification.
Additionally, you need a regular income source, which might include full-time work, part-time work, alimony, child support, disability or unemployment. We even have options to help self-employed borrowers.
There’s no reason to worry or panic about lack of cash. Your bank account might be empty today, but with our help you can get fast cash and end your financial troubles.
If you’re looking for low rates, flexible terms, personable service and the most amazing loan, apply now. This is by far the easiest solution when you need to borrow money with bad credit.