It doesn’t matter if you’ve been working at a corporate job for decades or if you’re a stay at home mom looking for a creative way to make some extra cash for your family. People have all kinds of reasons why they want to start their own business. Some folks want the challenge and satisfaction having their own business can bring. Others like the freedom they get from being their own boss.
One concern people have with starting their own business is having the money to get it off the ground. Banks aren’t always willing to give you small business loans, especially if you don’t have a lot of collateral or don’t need tons of money. So who can you turn to besides friends and family to help you launch your dream of starting your own business? What about a title loan?
Title loans let you borrow hundreds, even thousands, of dollars all based on the value of your vehicle. Not only are you able to get the money you need, fast, but you can keep your car, truck, or SUV too. You’ll have access to great low rates, flexible repayment plans, and thousands of convenient locations to choose from. Additionally, you’ll enjoy the support of our loan service professionals, friendly folks who make it their business to help you get the title loan cash you want, while avoiding everything you just don’t need.
So what are some low cost business ideas you could start tomorrow?
Open an Online Store
Do you have a skill or ability that you could use to bring in some income? Why not start your own online store? Start up fees are really affordable, depending on if you go through a parent company like Etsy or eBay, or if you decide to purchase your own web domain and design a website yourself. Hiring a professional web designer will cost you more money, but may also give your website the flair, ease of use, and look you and your customers will love.
Make sure you give yourself plenty of education about SEO practices, so people are able to find your website when they search for something you sell. You’ll also need to keep good track of how much you’re spending on your new business, since you’ll be able to write them off as tax deductions when the time comes. Of course, it’s important to to either learn about bookkeeping and reporting your own taxes, or finding a competent financial consultant who is able to best keep your records in order and advise you on how to make the most of your tax breaks.
Starting your own online store allows you to work from home, set your own schedule, and take on more work at your own pace, which are all great benefits of being your own boss.
Start a Blog–Yes, Really!
Blogging is not only a creative outlet, but for some people, it’s become an income generator as well. There are blogs that dominate all kinds of different categories, such as fashion, makeup, home decor, parenting, gardening, and cooking. 
Do you have a passion for writing, as well as a unique perspective that will inspire and invite readers to come back for more? Do you like to connect with like minded people on social media platforms like Facebook, Instagram, and Twitter? Finally, does the idea of writing reviews about products or selling ad space on your blog appeal to you?
You might wonder why you would need any money to start a blog. Sure, it’s possible to get one going without spending any money, but in order to really reach a professional level (and gain the readership that will equal income), you’ll need to put some money into it. What will the money go toward?
- Website hosting fees
- Blog design
- Advertising on other blogs and websites to drive traffic to your blog
- Attending conferences
- Hosting giveaways/prizes
- Paying for an agency to set-up and manage social media pages and platforms
Blogging is fun, but in order to make any real money from it, you have to be dedicated to posting interesting, original content every day. Including images is key, so make sure you have a great camera and some digital photo editing skills you can tap into to make your pictures pop. While some people make an income from blogging, it does take time to build an audience to the point that you’ll start attracting advertisers or other sponsors that might be willing to pay. Blogging is fun, but it’s not for the faint of heart.
Childcare
With so many parents both needing to join the workforce these days, there’s a real need for quality daycare options. If you like kids and have the space (and the patience!) to do so, consider opening a home daycare.
Getting set up will be a lot of work, and title loans can help ease some of the burden. You’ll need to make sure you have the proper state licensing in place and are following all of the legal rules and procedures. They all vary from state to state, so make sure you understand everything you’ll need to get done before opening your doors.
After all the legalities have been taken care of, you can use your title loan to purchase toys, games, cots, cribs, blankets, or anything else you’ll need to get your daycare organized and ready to open. Don’t forget that starting a new daycare will also mean getting word out to the public–how you do that is up to you, but some low-cost options include:
- Starting a website
- Setting up Facebook, Twitter, and Instagram accounts
- Taking out advertising space in a local newsletter or newspaper
- Creating business cards and flyers
Starting a childcare program with the money you get from title loans is a great way to get started with your own business. If you love children and would like to be able to call the shots when it comes to work, get a title loan and give it a shot.
Personal Assistant
If you’ve been thinking about creative ways to have your own business, but aren’t sure what you could do, consider becoming a personal assistant. This job requires that you be able to wear many different hats and step in the shoes of many roles. 
If you think a personal assistant is just about getting their boss coffee or running errands for them, you’re not thinking outside of the box. People get personal assistants for all kinds of things, including:
- Organizing in their home or office
- Taking care of scheduling or making travel arrangements
- Paying bills
- Grocery shopping, prep work in kitchen
- House cleaning
- Gardening
- Car maintenance
- Holiday help
- Decorating
- Fashion advice
Someone who would like to hire a personal assistant would be someone who has a lot going on, but is unable to cover all the bases themselves. That’s where a personal assistant steps in: keeps them organized, lends an extra hand or two, and assists them in getting the job done.
Building your business of becoming a personal assistant is a low cost option that won’t force you to take out a huge loan. You may need to become insured and bonded as a way of protecting yourself and your employer. You’ll need to pay for advertising or possibly a website where potential clients could learn more about you and you’ll want professional business cards or flyers that give your contact information.
Are Title Loans Right for You?
Starting your own low cost business is something you could do tomorrow and title loans could help you do it. The application process is simple and straightforward. You’ll just need to fill out the online form, which collects some basic information about you and your vehicle. That information allows us to formulate an instant quote, which lets you see right off the bat how much you may be able to borrow with title loans. From there, you can decide if a title loan is going to give you the money you need to start your business.
If it does, great! You’ll just need to get in touch with one of our friendly and helpful loan service specialists. They’ll guide you through the entire process and keep you informed of how everything works all along the way. There are so many ways they can help you, from answering all your questions, to negotiating your title loans. They’re available to speak with you 24/7, so whenever it’s convenient for you, they’ll be there. Plus, all their hard work is always 100% free, so don’t feel like you’re going to owe them something.
Once you get all the details of your loan ironed out, the next step will be to collect your cash. You’ll drive your vehicle down to your nearest title loan shop and your car will have a quick inspection that will take mere minutes to complete. Then you’ll trade your free and clear title for your money and you’re good to go.
What happens to your car? That’s up to you. The lender never needs to hold on to your car–you’ll have it during the entire loan period. We know you have a busy life with lots of things to do, so why would we try to solve your cash problem by just creating a transportation nightmare? That doesn’t make any sense. So keep your car–and drive it to school, to work, to pick up the kids, or just to do whatever it is you need to do. Who says you can’t have the best of both worlds?
During the loan period, you’ll make your scheduled payments as planned and then when you’ve paid the loan back in full, your title will be returned to you. How simple is that?
Again, to get started, simply complete our online form. It won’t take you long and it won’t waste your time. You’ll need to know some important details about your vehicle, so it’ll help the process flow smoothly if you know your car’s:
- make
- model
- year
- mileage
- overall condition
Another plus about getting title loans is that you’re never weighed down with a bunch of paperwork or stacks of documents to fill out. In fact, there are only a few things that you’ll need to lock up your title loans:
- Proof of auto insurance
- Proof of address
- Proof of income
- State issued ID
- Your vehicle’s lien-free title
- Borrowers must be 18 years or older
In some cases, the lender may ask you for a few additional references in order to verify your identity. Please know that in the case we have to contact your references, we always do our very best to protect your privacy and keep your business yours.
Worried that bad credit is going to keep you from reaching your dreams? Don’t be! Many lenders don’t need to even check your credit, allowing people with bad credit, no credit, or even bankruptcy on their files to borrow cash with title loans. Wondering how that’s even possible in today’s credit score obsessed society? Well, it has to do with the fact that title loans don’t operate like other loan types. The lender holds on to your car’s title as collateral against the loan in order to secure it–and that takes the place of looking at your credit score to determine your creditworthiness. It’s the perfect solution for anyone out there who wants to borrow money but is concerned about their credit issues.
Title loans can help you reach your dreams, whether it’s starting a business or starting a family. They’re easy to apply for, easy to get, and give you the freedom and flexibility to decide for yourself what to do with the cash. Don’t waste your precious time at a bank that might make you wait days or even weeks for an answer as to if you can borrow cash. Find out in just a few minutes what a title loan can do for you.
