In a general sense, goal setting is a positive way to put yourself where you want to be in life. That’s why there has been so much press surrounding selfhelp books and vision boards. However,
Chances are, if you have a firm grasp on the basics of managing your own finances, you’re doing just fine; relax. But the question is: “How well do I really manage my finances? Do I
Coming up with the perfect idea for a business isn’t uncommon. Everyone’s had a good idea. But fewer people really follow through with it. And even fewer people can manage to prove to others how
If you’re struggling under the weight of all that student debt, you’re not alone. America’s student loan debt is more than $1.1 trillion and growing. Almost everyone is dealing with it. But not everyone knows
Your 30s are a completely different kind of terrain that your 20s. Your finances should reflect that. Here are nine simple money management tips to tackle in your 30s that will help you step up
Finding positive cash flow is a common struggle for many small business owners, and it leaves you wondering how to improve your finances overall. Cash flow is a vital part of maintaining a healthy, growing
Sure, nobody NEEDS to go to the movies, go out for dinner, or get their nails done. You can survive without it, as long as you can afford the basics: food, clothing, shelter; right? But
Turning your idea into a business is not something that can take place overnight. From the time you come up with the brilliant plan, from the time you turn it into an actual business plan,
You’ve got a plan to pay off debt. You have spent hours pouring over the figures and you know what you have to do: focus all your efforts on leaving past charges behind and stop
Who does not want to make more money doing what they already do on a daily basis? This is why the online job search engine business is booming everyone is looking for a better gig,
Let’s be honest – making more money is never a bad thing. Adding income to your monthly total gives you many benefits. You can worry less about your funds. You can save more money for
Do you find yourself constantly stuck in the cycle of debt, with bills to pay as well? Are you sick of having to pay high interest for your fun? Are you tired of the stress
You are tired of many of the drudgeries involved with being an adult, but you’d have to rank paying bills and trying to get out of debt near the top of the list. Maybe you
Knowing what debt to pay off first is simple when you have just one line of credit open. Budget for living expenses then make sure all of your extra cash goes towards the outstanding balance,
You may hear financial gurus, small business experts or bank representatives talk about it all the time: managing credit risk is important and it’s an aspect of business finance all business owners must regularly visit and
Are you struggling in the face of severe financial difficulties? Do you have more bills due than you can possibly pay? Are you in the middle of a family or medical crisis and don’t know
Believe it or not, misinformation about your credit might not only be ruining your good credit score, it could also be costing you extra money. Nobody wants to pay a creditor more than they have to
If you have thought about your credit card debt more than once in the past few days, chances are it is starting to take hold of your finances. You may be falling further underneath the
It is dependable when you are out of luck and fresh out of cash. It can lift your spirits on the worst possible day in the history of your finances. It can keep you from
Managing a positive cash flow for your business is a delicate science, bordering on art. It’s simple in theory. Cash flow is the net amount of cash (and cash equivalents; highly liquid short-term investment securities)
If You’re In Debt, You Won’t Be Making Money Anytime Soon Sorry. It’s just not going to happen as long as you’re making debt payments, no matter what you’ve heard. The first thing that anyone
If your first question is, “What is asset finance?” then we’ll give that answer to you as a freebie. Asset financing is using your “balance sheet assets;” the standard assets of your business such as
You’re not going to get free money, no matter how they make it sound. Let’s just put that out there right now. But if you’re like most entrepreneurs, you’ll need a cash boost to cover
In today’s world, you need a car to get from point A to point B. Point A is most likely your house and point B is most likely your workplace. It is difficult to live without
Have you researched your fast cash loan options? If so, you have probably come to the conclusion that getting a title loan is in your best interests, both for the here and now and for
A Barlow Research study recently reported that U.S. small business lost upwards of $2 trillion in the recession and struggled to bounce back, despite government efforts. In addition, the Global Entrepreneurship Monitor reported that more than
Many first-time potential home buyers dream for years of the day when they will finally insert their key into the front door of their first home. After planning, saving and more planning, along with hours
You have options when it comes to bad credit loans, and all of them are going to fall into one of two categories: a secured loan or an unsecured loan. Most lenders aren’t going to
When we think about places to borrow money, a brick-and-mortar bank with a cheap brown woodgrain particle board desk and an excessively calm, professionally dressed individual is probably the first image that comes to mind.
It might come as a surprise, but a bank or credit union isn’t the only option if you need a fast loan. These financial institutions lend money on a daily basis, so it’s understandable why
There are a lot of important instant decisions to consider when you begin the process of taking out a loan, no matter what kind of loan you choose to pursue. From settling on the length
If you’re looking for loan alternatives, chances are you’ve heard the word “pawn” come up a few times. It’s easy enough to picture shops full of old guitars, appliances, and jewelry that no one ever
If you have ever thought about ways to improve your finances, chances are you’ve pondered one of these topics. This list is a compilation of the best finance questions and answers designed to help cure
Undoubtedly, you’ve already put a lot of effort into your business, from marketing to developing an awesome product. But, despite all of the work you’ve put in, you need money in order for your business
The possibilities are endless when you have a pristine credit score on your report. But for many Americans, a low credit score is the norm. This limits options when it comes time to choose a
So you’ve decided that you’re going to take out a loan. Now what? Here’s what you’ll need to know in a step-by-step guide that’ll help you calculate interest on your loan, and know what you’ll
You know you want to upgrade from small-sized compact car to family-friendly minivan, but are your finances going to present a major roadblock? If you believe your financial profile isn’t quite good enough, think again.
It’s a thought that crosses the mind of almost every working class person at some point or another – “I want to start a business, but I don’t have the funds to do it.” And
Your friends and co-workers tell you all about their wonderful financial planner. “You should make an appointment – you won’t regret it!” But you scoff at their suggestion. “I don’t need a financial planner, I
As you enter and exit your cubicle each day, only one thought consumes you on the drive to and from your office, “How can I make money doing what I love?” You derive no personal
A financial advisor could be one of the most lucrative investments you make. They can help you plan, and grow your resources. If you feel that you are a financial savvy individual, capable of managing
You’ve caught the bug. You’re disenchanted with the length of your commute and how little you have to show for it. You’re tired of reporting to a boss. You want to enjoy your coffee at
You can get cash assistance for your rent or housing assistance while you’re between paychecks, unemployed, or on leave from work. We’ve all struggled to afford our rent at some point or another in our
With so many options on the market today, it can be difficult to know how to choose the best web based personal finance software. Before discussing how to find the right option for your needs,