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Home > Articles > Title Loan Requirements | What You Need for a Title Loan

Requirements for Car Title Loans

Title loans are an excellent alternative for people who do not qualify for traditional bank loans. Secured by the title to your vehicle, these instant cash loans can provide you with up to $50,000 in just 24 hours. They have less requirements than traditional loans, and we will explain what you need to qualify for a title loan here.

Application Requirements for a Car Title Loan

The most basic requirement for a title loan is that the borrower must own his car or truck, it must be paid off and cannot have any current liens. If this sounds like your situation, you can fill out an online loan application and provide the following information about your vehicle:

  1. Year
  2. Make
  3. Model
  4. Style
  5. Mileage
This information will allow us to provide you with a free pre-approved loan quote.

Necessary Documents for an Auto Equity Loan

Once you are approved for a title loan, you will have to provide us with a few documents, which we will make copies of for our records. They include:

  • Your government-issued ID, like a driver's license or passport
  • Proof of employment, like a paystub
  • Proof of residence, like a gas or water bill or your lease
  • Proof of car insurance
  • 2 references. We may call your references to confirm your identity, but will never reveal that you are applying for a loan. Your privacy is important to us.

When You Pick Up Your Cash Loan on Your Vehicle

When you come to one of our convenient locations to pick up your cash, you will need to bring two things:

  1. The title to your vehicle
  2. A spare set of keys

We hold onto these while you're making your monthly payments, so we can let you keep and continue driving your vehicle. Once your loan is paid off, we return these items to you.


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** No credit checks on title loans, personal loans subject to credit check.